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Home Budget Analytics vs. Mint: what to use now that Mint is gone
Intuit shut Mint down on March 23, 2024, folding spending and net-worth tracking into Credit Karma - without the custom budgets and categories that made Mint useful in the first place. If you're still looking for a real replacement, here's an honest, feature-by-feature comparison.
What actually happened to Mint
Mint's spending-review and net-worth tracking moved into Credit Karma, which Intuit also owns - but the budgeting tools, custom categories, and the day-to-day "where did my money go this month" view that most people actually used Mint for were left behind.
That's left a lot of former Mint users patching together a replacement from whatever's left, or giving up on automatic categorization entirely and going back to a spreadsheet. Home Budget Analytics was built for exactly that gap: automatic categorization and a clear monthly picture, without needing to link a bank account to get it.
Category breakdown and monthly trends, generated automatically from an uploaded statement
Feature by feature
| Mint (discontinued) | Home Budget Analytics | |
|---|---|---|
| Status | Shut down March 2024, folded into Credit Karma | Actively developed, with new statement formats and features added regularly |
| How it gets your data | Linked bank accounts via Plaid, synced automatically | Upload a statement - CSV (columns matched once), OFX/QFX, CAMT.053 or QIF from any bank, plus PDF and Excel for supported banks. No bank credentials are ever shared with us |
| Categorization | Automatic, with manual overrides | Automatic, using your own per-merchant rules - confirmed once, applied every time after |
| Budgets and goals | Removed when folded into Credit Karma | Savings goals with priority ordering, cascading savings, and a projected completion date |
| Multi-currency support | Primarily US-focused | Any currency, converted to your home currency at the real exchange rate on each transaction's own date |
| Price | Was free, ad-supported | $6.99/month or $59.99/year |
Spend by category and upcoming recurring payments, updated after every import
If you're coming from Mint
If you kept an export of your Mint transaction history as a CSV file before the shutdown, you can bring it in the same way as any other CSV: match which column is the date, description, and amount once, and save that mapping to reuse for any file in that same format.
Going forward, many banks also offer a cleaner statement export than a generic transaction CSV - look for OFX/QFX, CAMT.053 or QIF in your bank's own download options, and Home Budget Analytics will recognize those automatically. A plain CSV works too, with the one-time column matching.
Common questions
Is Mint still around in any form?
No. Mint itself shut down on March 23, 2024. Intuit moved spending and net-worth tracking into Credit Karma, but the budgeting and custom-category features didn't carry over.
Can I still import my old Mint data?
If you exported your Mint transaction history as a CSV file before the shutdown, you can upload that file and match its columns once - save the mapping and you can reuse it for any later file in the same format.
Does this require linking my bank account the way Mint did?
No. You upload a statement file instead - your bank password is never entered into Home Budget Analytics or shared with us.
See where your money actually goes
Upload a statement and get a categorized picture of your spending in under a minute - free to try, no card required.
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